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NCIB Group Inc

3316 N Central Ave
Chicago, IL 60634

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7409 W Archer Ave
Summit, IL 60501

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Illinois Renters insurance coverage

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Renters Insurance in Illinois

If you are renting a home in Chicago, IL, it's easy to assume that your landlord's insurance coverage protects your possessions too, right? Of course not! For anyone renting a property in Illinois, renters insurance needs to be purchased to safeguard personal possessions. Even if the property manager or landlord has insurance for the building, that doesn't mean your belongings are covered.

This policy covers the property, meaning your personal possessions remain your responsibility. This is why most landlords require you to carry renter's insurance if you want to live on their property due to leasing agreements and liability. Note that this is not a state's mandatory requirement. At NCIB Group Inc, we offer renters coverage to all Illinois residents.

When you rent a home in Illinois, whether it's a house, an apartment, condo, or duplex, you can rely on renter's insurance to protect your assets. This policy protects you during unfortunate situations like theft, fire, water damage, and other uncontrollable circumstances. Our team can help you determine your needs and how extensive the policy should be.

Generally, renters insurance covers:

  • Personal liability ‐ In case someone is injured
  • Personal property ‐ to protect your electronics, clothing, and furniture
  • Damage to your house/apartment ‐ if a covered risk causes it

It's difficult to know exactly when a disaster may strike. For instance, your neighbor's pipes may burst, or a burglar can break into your apartment. Such occurrences will cost you thousands of dollars. Fortunately, renter's insurance can help you replace your valuables that have been stolen, damaged, or lost. Moreover, if a disaster occurs and you are forced to vacate your rental, this policy will cover the additional living expenses you will incur like temporary rentals, hotel bills, and restaurant meals. You can count on us for renter's insurance solutions.

Regardless of where you stay, a renter's policy is an essential element to your financial security. Currently, there are numerous options to consider in Illinois. Contact us at NCIB Group Inc. in Chicago, IL today for more information about renter's insurance and a quote.


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Servicing States

  • Illinois
  • Indiana
  • Wisconsin