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NCIB Group Inc

3316 N Central Ave
Chicago, IL 60634

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7409 W Archer Ave
Summit, IL 60501

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Illinois Autoowners with auto insurance coverage

Auto Insurance in Illinois

Why do we need auto insurance?

According to the Illinois State Legislature Vehicle Code, all vehicle owners in Illinois are required to carry an auto insurance policy that meets minimum liability limits. The purpose of purchasing car insurance from NCIB Group Inc. in Chicago, IL is to prove that you are financially responsible for paying for damages and injuries caused to other motorists in the event of an accident, which has been determined to be your fault.

Unless you own more than 26 cars in Illinois, there is no alternative to purchasing a mandatory auto insurance coverage. The acceptable auto insurance policy forms of proof in Illinois include an insurance ID card and the declaration page of an auto insurance policy. A Secretary of State or law enforcement officer can ask you to present your insurance credentials randomly or whenever you are pulled over, respectfully.

Illinois auto insurance minimum requirements

Every motorist in Illinois is required to have a car insurance policy to pay for injuries or damage to other people's property when he or she causes an accident. Remember, your car insurance policy has to meet the minimum limits of auto insurance in Chicago, IL to satisfy state law. While you can drive legally in Illinois with a car insurance policy with minimum requirements, established agents and the government recommend purchasing higher limits.

Mandatory minimum requirements for auto insurance in Illinois include Bodily Injury (BI) for taking care of the medical bills and other expenses you may be liable for such as lost wages of the driver who was injured in a car crash that you are at fault. Property Damage (PD) for paying for the repairs to damaged properties or the loss of use of the properties due to the accident you caused.

Uninsured Motorist Bodily Injury (UMBI) to protect you in case you are involved in a crash with another driver who is uninsured. It is prudent to consider optional coverage solutions such as collision coverage and comprehensive coverage that will protect you or cover damage to your car in the event of an accident.

Our priority is to ensure that you get sufficient auto insurance coverage that is right for your unique insurance needs. Finding the right auto insurance coverage at the right price can be a challenging process. Contact NCIB Group Inc. in Chicago, IL and our agents will guide you in choosing the right auto insurance coverage solutions that fits your budget and financial status.

Mandatory minimum requirements for auto insurance in Illinois include Bodily Injury (BI) for taking care of the medical bills and other expenses you may be liable for such as lost wages of the driver who was injured in a car crash that you are at fault. Property Damage (PD) for paying for the repairs to damaged properties or the loss of use of the properties due to the accident you caused.

Uninsured Motorist Bodily Injury (UMBI) to protect you in case you are involved in a crash with another driver who is uninsured. It is prudent to consider optional coverage solutions such as collision coverage and comprehensive coverage that will protect you or cover damage to your car in the event of an accident.

Our priority is to ensure that you get sufficient auto insurance coverage that is right for your unique insurance needs. Finding the right auto insurance coverage at the right price can be a challenging process. Contact NCIB Group Inc. in Chicago, IL and our agents will guide you in choosing the right auto insurance coverage solutions that fits your budget and financial status.

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Servicing States

  • Illinois
  • Indiana
  • Wisconsin