Owning a boat or watercraft offers you a thrilling experience in the cool waters of Illinois' rivers and lakes. However, a boating/ water crafting experience comes with its share of risks. You can never be sure about what will happen, but you can prepare for the worst by ensuring that you have boat/watercraft insurance from NCIB Group Inc. in Chicago, IL.
Our boat/watercraft insurance covers your watercraft, motorboat, or sailboat in Illinois when it's damaged or stolen. Our policy will also protect you if you accidentally injure someone or destroy their personal property with your boat or watercraft. Here is some of what our boat/watercraft insurance policy covers:
Our property coverage will help protect your boat/watercraft from a wide range of risks. For instance, our property coverage will meet the cost of repairing your boat if it's damaged in an accident. The damage can be caused by fire, storms, sinking, or even a collision with another boat. We shall also cover the cost of replacing your boat if it is stolen. Our property coverage will protect your boat/watercraft whether it is on land or in water. We cover the hull and all the other permanent components of your boat.
Our liability coverage in Illinois will come into play if your boat causes bodily injury to third parties or damage to other people's boats or property. You need to remember the fact that the damage can be as a result of direct contact with your vessel or in different situations that have been caused by your boat such as large wakes. Our general liability coverage will also offer you protection against expensive lawsuits that may be filed against you around the state.
Our comprehensive boat/watercraft coverage is specially designed for non-collision incidents. For instance, if your boat is vandalized, stolen, or damage in an incident that isn't a collision, we shall cover the cost of repair and other expenses that may come up such as property damage.
Contact NCIB Group Inc. in Chicago, IL today for your boat/watercraft insurance needs. Our agents can help answer your questions and get you a quote. Reach out to our offices right away!